We are a full-service asset-based loan (ABL) evaluation firm, valuing collateral including accounts receivable and inventory.

We evaluate accounts payable, vendor relationships, unpaid payroll taxes, regulatory licensing, and any other item that may prime the security position of the lender.

We are thoroughly knowledgeable on revenue models across industries, including in highly regulated industries such as healthcare.

Each examination is based on the company’s financial records and the predetermined scope of the client.

We have our own highly developed workpapers and reporting processes but will use the clients’ workpaper templates if preferred.

Analyze the cash flow of the operation, prove the collections and expenses recorded in the financial statements compared to the deposits and disbursements in the bank statements, each to determine ongoing cash flow from operations.

Identify unusual or one-time items to “normalize” cash flow for valuation analysis by the client.

Thoroughly understand the revenue and expense cycles of the business and assess compliance with GAAP.

Analyze revenue and gross margins by monthly and annual periods, with revenue and costs by product line, customer, or distribution segment.

Periods analyzed are determined by the client but are typically three years.

Prepare QOEs for both buyers and sellers

Provide part-time expertise to start-up or troubled companies.

Offer expertise in accounting, finance, strategic planning, billing and collections processes, and all areas of a full-time CFO but at a fraction of the cost.